Charles L Fraser

April 30, 1934 ~ April 17, 2021 (age 86)


Charles Leon Fraser 4/30/1934 – 4/17/2021

Grew up to become a successful businessman, reliable provider for his family, faithful friend and masterful storyteller.

His life began humbly. Born on a Monday in inner-city Washington D.C., 4TH and youngest child of Archibald & Fernia Fraser. While poor, their home afforded young Charlie stability, ample love and a dangerous amount of freedom. As a pre-teen Charlie towed a wagon on foot for years maintaining a newspaper route.

At age 11, he nearly died playing in an elevator shaft. Caught up amidst a cable line and pulley mechanism, the accident severed his entire right thumb and tip of his left ring finger. Undeterred, Charlie soon resumed his zest for living!

An avid reader, astute observer of human interaction, twinkling eyes, quick smile, high energy and keen mind, Charlie’s interest in a public-school education dwindled. He dropped out of 9th grade. With the enthusiasm of a Rudyard Kipling or Charles Dickens character, street life and the hustle that came with it spoke to his soul! His lifestyle revolved around pool halls, cardrooms , road trips and spotting opportunity.

Early 1950s, still in his teens, Charlie made his way to the Golden Era of Miami Beach. He met the Love of His Life, Toni, in a club called Bolero’s. The relationship blossomed into a 62-year marriage. Toni passed away Mother’s Day 2016.

After obtaining an Accounting degree from the University of Florida, Charlie’s career eventually evolved into co-ownership for about 30 years of a real estate business in Indian Shores, FL known as Jack Collins, Inc. For decades, the company became synonymous with a series of beach developments: Sandcastle I,II,III and Sandcastle North. 

In 2008, Charlie moved off the beach in Indian Shores to an inland waterfront condo in Seminole, FL. He spent the last 13 years of his life enjoying the fruits of his labor, managing his investment portfolio, dabbling in real estate and faithfully attending the Unitarian Universalists of Clearwater.

Predeceased by his brother Jimmy, brother Sonny, sister Pat, wife Toni and granddaughter Jasmine Fraser. Survived by his two sons, Roy and Dave (wife, Susie), his Niece Shirley O’Neill (husband Tee), nephew Rick Fraser (wife Debbie), granddaughter Shana Gibbs (husband David), granddaughter Cecilia Fraser, granddaughter Summer Destiny, step-granddaughter Selena Killoran (husband Kevan), niece Lynn Zimmer, nephew George “Jerry” Zimmer (wife Mary) and numerous relatives from both his side of the family and his late wife Toni’s side of the family.

A 49-year member of UUC and generous donor, Charles L. Fraser leaves a legacy of optimism, curiosity, kindness and thoughtfulness.

In lieu of flowers, family requests you make memorial contributions to the Unitarian Universalists of Clearwater or to any charity of your choice.

Celebration of Life Services set to begin at 11 a.m. on Saturday 5/15/21 at:

Unitarian Universalists of Clearwater

2470 Nursery Road

Clearwater, FL 33764.

Zoom link available at a later date via

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